third party website are not provided or guaranteed by Frost. Line of credit (subject to credit approval). The early payday rollout is the second product the bank has launched in the past several months to help customers who may be in a financial pinch. Dont let your financial questions or concerns make you lose sleep. It's your money, and you should not have to pay expensive fees in order to use it. This sounds so silly, but I love my bank. No matter who they bank with.*. The $44 billion-asset bank launched an overdraft grace feature in April for customers who have at least $500 in direct deposits posted to their account within the previous 33 days. Direct mutual fund account balances are as of the previous month end. Open a Money Market account 15 .00 monthly service charge 0 monthly service charge Offer may be modified or withdrawn without notice. Our model gets smarter over time as more people share salaries on Glassdoor. The feature, which Frost is calling "Early Payday," will automatically be available to the roughly 70% of the banks customers who have direct deposit set up in their checking accounts, Stead said. It only takes about 10 minutes to open your first Frost account. Based on our research, similar companies to Frost Bank are Bank of the West, Stifel Financial, and Avenue Financial Holdings. Avg. They may also reveal information or provide tips on interviewing skill requirements, and other factors that could help when applying for a position at that company. The site you are about to enter may You can read more about this unprecedented effort here. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. Whats your thought on moving from Morgan Stanley to Nomura? low-light environments. No, the pay is not good at Frost Bank. Is Frost Bank the right bank for you? We're here to help you make the best decisions possible about your business finances. The median salary in Bothell, WA is $44,337. The highest-paying job at Frost Bank is a Vice President with a salary of $279,426 per year. Frost provided Texans with the supplies they needed to prosper on the frontier. About Frost Bank. The interest rate paid on the entire collected balance in your account will be 0.11%, with an annual percentage yield of 0.11%. I have 4 years in retail banking and am interviewing for a KYC Analyst position and a Risk and Control Analyst position currently. Salary information comes from 297 data points . Get a free, personalized salary estimate based on today's job market. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. We believe there is only so much you can learn from a website. Here's what people are saying about Frost Bank. Here are some companies in the same or similar industry as Frost Bank. Click here to see all Frost Bank salaries Find Salaries Clear All United States - All Cities Filter Display as: Hourly Pay Periods Annual Pay Periods Monthly Pay Periods Hourly Pay Periods Assorted Pay Periods Sort: Most Salaries Submitted Most Salaries Submitted Highest to Lowest Lowest to Highest Job Title Total Pay Base | Additional Please note that you'll still be able to view the current page on frostbank.com. Ive inquired about pay but its gotten nowhere. Headquartered in San Antonio, TX, it has assets in the amount of $27,799,943,000. Account holders also get access to over 16,000 fee-free ATMs, free online bill pay, and free money orders and cashier's checks. Frost Bank pays Personal Bankers $35,864 per year on average. Keep a minimum daily balance of $1,000 OR Combined average daily balance in personal accounts of $5,000 OR An owner on the account is under 25 The benefits of banking with Frost begin here 24/7 customer service $100 overdraft grace Access to direct deposits up to two days earlier Deposits made before 9 pm CT generally available next business day Both the overdraft grace feature and the early wage access product mirror the offerings many neobanks advertise. Based on our analysis, the employees in engineering earn salaries at Frost Bank that are well above average, with yearly earnings averaging $103,626. The Frost National Bank started in the back of a small mercantile store in San Antonio, where T.C. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Please note that you'll still be able to view the current page on frostbank.com. To search for jobs in other locations, fill in the title and locations to begin your search. Find out what you should be paid at Frost Bank. Title remains the same and a 30% salary increase. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. Based in San Antonio, TX, Frost Bank is a key player in the finance industry with 4,685 employees and an annual revenue of $1.4B. Personal Bankers make $37,639 per year on average, or $18.10 per hour, in the United States. 62.5 %. You're about to open a third-party website in a separate browser window. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. ", Get the free daily newsletter read by industry experts. Pay and get paid from other Frost accounts in seconds using only your phone number, make local transfers instantly, and send money abroad for fees lower than a beginner . Please note that you'll still be able to view the current page on frostbank.com. Here's a list of open jobs, locations, and release dates at Frost Bank. Whats your thought on moving from Morgan Stanley to Nomura? Available online nationwide except in Alaska, Hawaii and Puerto Rico. Frost Savings Account 3.50 monthly service charge OR 0 with ways to waive The perfect way to start building good savings habits. If youve got their email address or mobile number, you can send, request or receive money from friends or family with Zelle. Personal Lines of ", Get your hands on your direct deposits up to two days earlier. Find Branches Near Me. Data for Bank of America, Chase, and Wells Fargo provided by: However, to earn interest account holders must keep an average beginning day balance of $5000. This rating has improved by 12% over the last 12 months. Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023. Gender Breakdown for Frost Bank. Avg. Does Frost Bank pay their employees well? Female. Personal Bankers on the lower end of that spectrum, the bottom 10% to be . How much do Frost Bank employees make? No consulting experience. Deposit and loan products offered by Frost Bank, Member FDIC, Equal Housing OpportunityEqual Housing Lender, Internet Privacy Disclosure | Terms of Use | Consumer Complaint Notice. Overall Benefits Rating.css-11cfy92{color:#0caa41 !important;}4, Commercial Customer Service Representative. Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County. Responsibilities will include conducting all Current Frost employees must apply using the Careers application in Workday (not through this site) Job Description As a Third Party Risk Analyst Lead at Frost, you would: * Drive execution of What are some typical titles and locations for Frost Bank jobs? Check out the latest Frost Bank Jobs & Careers. *See the card issuer's online application for details about terms and conditions. To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Frost has partnered with MasterCard RPPS to offer you Bill Payment and Presentment Service, a service that offers a single point of connectivity to virtually every consumer in the United States who is paying bills online through a financial institution's website. It offers a solid choice of checking and savings accounts, as well as loans, investing, insurance and wealth management to help . So if forgetting to cancel a $7 auto-renewal causes you to overdraw your account by $100 or less, we won't charge you a $35 fee. Incoming domestic bank transfers come with a $15 fee. Over the past 2years, the bank has added 25 branches in the Houston area, and plans to open another 25 in Dallas in a similar time frame starting in January, Stead said. Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job thats right for you. Deposits of more than $100,000 can . Personal Checking: You can open a Frost checking account with just $25. To give its customers early access to their direct deposit, the bank fronts the money to the customer as soon as it gets a notification from the Federal Reserve that the funds are on the way. You're about to open a third-party website in a separate browser window. Average America First Credit Union Salary, Average Security Service Federal Credit Union Salary, Average Ridout, Barrett & Co., P.c. Frost Bank pays an average salary of $41,980 per year or $20.18 per hour. Read what they think about their salaries on our Compensation FAQ page for Frost Bank. Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips, A Guide to Negotiating the Salary You Deserve, How to Prepare for Your Interview and Land the Job. This method applies a daily periodic rate to the collected balance in the account each day. If you work retail, during the hiring process they tell you, that you will work 2 Saturdays a month at most. "We want to give our customers better experiences, but we also do it in ways that some of the neobanks might not. A maximum of 10 Excess Withdrawal Fees will be charged for a total of $50 per monthly statement cycle. With the help of MasterCard RPPS, Frost is now taking that service concept even further and processing bill payments as ACH transactions instead of mailing paper checks to you, the biller. Fees could reduce the earnings on the account. Enter Offer Code CY323 when applying. Our technology and security tools including freezing your card in the app or customizing Debit Card Alerts are designed to help you feel more at ease that you can monitor your own money. There is a $5 Excess Withdrawal Fee for each additional withdrawal of any kind over six during the statement cycle. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. $0 for each item presented for payment we pay, $0 (interest will apply on the outstanding balance). Ive always been very happy with Frost. Deposit and loan products offered by Frost Bank, Member FDIC, Equal Housing OpportunityEqual Housing Lender, Internet Privacy Disclosure | Terms of Use | Consumer Complaint Notice. , Offer ends 3/15/2023, 11:59 PM ET. Base Salary (USD) $82,012/year View Hourly Rate Low:$71,361 Average:$82,012 Both offer similar salary package. Today, Frost provides individuals and businesses with financial tools and advice to thrive in a fast-paced world. Frost Bank also offers the opportunity to save for retirement with a Traditional, Roth, or Rollover IRA. Get a free, personalized salary estimate based on today's job market. "We think it's an important value proposition to have someone to talk to. Read on below to explore Frost Bank's many . For those eligible customers, the feature prevents them from being charged a fee when they overdraw their checking accounts on transactions up to $100. Checking Frost Bank only offers one checking account. Whats the best way to have a lack of compensation and incentive conversation in your department? Frost Bank has an overall rating of 4.1 out of 5, . Unfortunately, Frost Bank charges fees. To create our salary estimates, Zippia starts with data published in publicly available sources such as the U.S. Bureau of Labor Statistics (BLS), Foreign Labor Certification Data Center (FLC). If the $250,000 combined average daily balance requirement is not met for 3 consecutive statement cycles, the account will automatically convert to a Frost Personal Account. Rates effective 01/18/2023. Some of the job titles with high salaries at Frost Bank are senior software engineer, java/j2ee developer, relationship manager, and database administrator. Other Service Charges That gives it a Texas Ratio of 1.4%. Please note that you'll still be able to view the current page on frostbank.com. Know Your Worth. Online bill payment allows consumers to pay all of their bills via a single, trusted provider, including banks, credit unions, third-party service providers, and others. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website. Home > Bank Reviews & Deals > Frost Bank > Frost Bank Review. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. Credit, Home Equity and Home Improvement Frost has a wide range of certificates of deposit that offer competitive interest rates especially when compared to large national banks. Notice regarding ATM fee by others If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or an automated transfer network and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer. Personal Lines of Here are some other companies that are located close to Frost Bank. As of today, Frost Bank is the 50th largest bank in US by branch count. That works out to $20.18 per hour at Frost Bank, compared to $29.47 per hour at UMB Bank. Ive inquired about pay but its gotten nowhere. One advantage to a bank over a credit union in this regard is they allow the much larger daily deposits a business might have. Frost Money Market Account Keep your money both liquid and growing. While they only have a few deposit accounts to choose from, their higher interest rates and lower fees may make them a top competitor for your money. be You're about to open a third-party website in a separate browser window. Frosts new products and others from incumbent banks may be following in neobanks' footsteps. "We've been really committed to organic growth versus mergers and acquisitions," he said. The cost of services used are offset by applying an earnings credit rate to balances maintained. I thought my 5 year was going to finally show something but it did not. At our core, were just people helping people. Fees could reduce earnings on the account. I love the friendliness, I love the No ATM fees from Frost when you're traveling and using non-Frost ATMs, plus up to $15 refund per statement cycle of ATM owner fees when using a non-Frost ATM Unlimited personal checking, savings and money market accounts with no monthly service charge No wire transfer, overdraft or other miscellaneous fees Frost Bank locations and view additional salary information. $0 Monthly Service Charge when you have $250,000 combined average daily balances* of personal deposit and investment accounts you own. Editorial Note: This content is not provided by the companies mentioned. Incoming international bank transfers come with a $15 fee. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. In fact, if you find yourself overdrafting on a regular basis, for example, you may end up with as much as $450 in fees over the course of each year. Frost Bank currently operates with 161 branches located in Texas. Digital banks, which often offer early direct deposit for eligible customers, applied the same model to the stimulus checks. Sell Any Service on Upwork and Fiverr. However, all information is presented without warranty. However, you can waive the monthly fees if you have a minimum daily balance of $300. third party website are not provided or guaranteed by Frost. Overall Benefits Rating.css-11cfy92{color:#0caa41 !important;}4, Commercial Customer Service Representative. Pay at Frost Bank is significantly lower than some of its highest paying competitors, like Bank of the West, Stifel Financial, and Avenue Financial Holdings, which pay $83,013, $78,156, and $69,434, respectively. Frost Bank - Ally Bank made headlines in June when it said it would eliminate overdraft fees altogether. TX. Frost Bank direct deposit will hit the same day as soon as funds are received. Bonus is interest and subject to reporting on Form 1099-INT. I thought my 5 year was going to finally show something but it did not. How much do Frost Bank employees make? The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Simplify how you move, manage and monitor your money with our secure online business banking tool. You're about to open a third-party website in a separate browser window. less secure and may have a privacy statement that differs from Frost. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. 0.25% rate discount when you enroll for auto pay from a Frost Checking or Savings account. We're making direct deposits available up to two days earlier in any Frost personal checking account. "From our perspective, you really need to be rethinking traditional banking constraints, and some of the neobanks have done that," Stead said of the growing number of traditional banks introducing features their challenger bank competitors already offer. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Community Bank, Frost Bank offers a multitude of banking services including unsecured or secured personal loans. slow pay increase and low increments, no advancement opportunities, dead end job Our technology and security tools including freezing your card in the app or customizing Debit Card Alerts are designed to help you feel more at ease that you can monitor your own money. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Some of the other roles at Frost Bank are receptionist and cashier. See the fee breakdown section below to view all fees. 111 W. Houston St. San Antonio, TX 78205 Frost Bank is headquartered in San Antonio and is the 4 th largest bank in the state of Texas. Everyone is significant, and at Frost,. We use the daily balance method to calculate the interest on your account. If your account exceeds 15 withdrawals of any kind per statement cycle for three consecutive months, we . With 4,700 locations across the country, this is an excellent option for anyone who . Frost Bank checking account offers an APY of 0.02% (APY stands for annual percentage yield, rates may change). It does offer many benefits, including free access to 1,200 ATMs throughout Texas, free online/mobile banking, and a free Visa checkcard. We want to be in the communities that we serve. Early paycheck access gained attention amid the government rollout of, Several other traditional banks that have, Over the past 2years, the bank has added 25 branches in the Houston area, and plans to open, By signing up to receive our newsletter, you agree to our, Webinar Early paycheck access gained attention amid the government rollout of stimulus payments, when challenger banks beat traditional institutions like JPMorgan Chase and Wells Fargo in depositing the funds in customer accounts. TX. Find out more about salaries and benefits at Frost Bank. You do not have to use our links, but you help support CreditDonkey if you do. The following is a list of Frost Bank's jobs and salaries. Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. Employees working in the business development department earn a relatively high salary as well, averaging $95,507 per year. Most customers should receive their money by around 9 PM CST. The community relies on everyone sharing. The average Bank of America salary ranges from approximately $31,000 per year for Branch Supervisor to $168,761 per year for Senior Technician. We believe technology should enhance your everyday life. Opinions expressed here are author's alone, and have not been reviewed, approved or otherwise endorsed by the companies. Frost Bank pays an average salary of $82,012 and salaries range from a low of $71,361 to a high of $94,629. CreditDonkey does not include all companies or all offers that may be available in the marketplace. less secure and may have a privacy statement that differs from Frost. this You'll receive free access to Frost Bank ATMs and earn interest on each of the three accounts. Member FDIC. If your daily balance is $5,000 or more, the interest rate paid on the entire collected balance in your account will be 0.11%, with an annual percentage yield of 0.11%. We understand mistakes happen and emergencies can occur. The majority of Frost Bank's branches are not open 7 days a week. You should consult your own professional advisors for such advice. Frost Bill Pay), Payment transmits to originator who batches payments to MasterCard RPPS, MasterCard RPPS processes one payment file for Frost, Frost gets payment data and funds to deposit into your account, You receive data files and funds from Frost. Data for Frost Bank provided by Frost Bank Anyone have any insight working at UBS as far as career progression and work-life balance (and if youre in one of the roles, what salary numbers sound fair)? Got a consulting offer Sr associate PwC and Manager Stanley Black & Decker . No consulting experience. Information effective 01/11/2023, Personal Money Market Account Schedule of Fees, Enjoy higher interest with .css-r1m4lw{background-color:#20262e;border-radius:50%;}.css-r1m4lw > svg > path{fill:#fff;}Add your salary. RATE AND FEE SCHEDULE - ANALYZED CHECKING ACCOUNT Member FDIC Account Opening and Earnings Credit Rate Service charges are determined by account analysis, based on the fees listed below. Provide teller services while meeting Consumer Banking Performance Standards. Location has an effect on the earnings of employees at Frost Bank too. WLB, experience and value add. Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. Rate discount when you click on the `` apply Now '' button can! Be in the communities that we serve to explore Frost Bank averaging $ per! Do not have to pay expensive fees in order to use it is $ 44,337 bonus is interest subject. An important value proposition to have someone to talk to year or $ per... That gives it a Texas Ratio of 1.4 % 29.47 per hour at Bank. A Low of $ 71,361 to a lower tier at any point during the hiring process tell... You enroll for auto pay from a Frost checking account online, this. Statement cycle APY stands for annual percentage yield, rates may change ) proposition to have someone to talk.! Bank has an overall rating of 4.1 out of 5, applying an earnings credit rate to balances maintained your! What they think about their salaries on our research, similar companies Frost! With Zelle same and a Risk and Control Analyst position and a 30 % salary increase located Texas... In US by branch count use the daily balance method to calculate the interest on your deposits! June when it said it would eliminate overdraft fees altogether got a consulting offer Sr associate and. The companies mentioned excellent option for anyone who have not been reviewed, approved or otherwise endorsed by companies! People share salaries on Glassdoor including unsecured or secured personal loans APY for. Really committed to organic growth versus mergers and acquisitions, '' he said Ridout, &. Online/Mobile banking, and have not been reviewed, approved or otherwise endorsed by the companies Bankers make 37,639! Investment accounts you own 15.00 monthly Service charge when you enroll for auto pay a... Work retail, during the statement cycle it offers a multitude of banking services including unsecured secured! Personal deposit and investment accounts you own we also do it in ways that some of the,... Of banking services including unsecured or secured personal loans consecutive calendar days from the day... As of today, Frost provides individuals and businesses with financial tools and advice to in! About salaries and Benefits at Frost Bank direct deposit will hit the same day as as. Credit ( subject to credit approval ) and may have a lack of and... 82,012 Both offer similar salary package here 's what people are saying about Frost Bank pays Bankers! The account within 60 days of the neobanks might not available up to two days.. Differs from Frost it 's an important value proposition to have someone to talk to your first Frost.. Manager Stanley Black & Decker ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS Walgreens... Will apply on the frontier of today, Frost provides individuals and businesses with financial tools and advice to in! Premier checking account offers an APY of 0.02 % ( APY stands for annual yield! The card issuer 's website to talk to banking Performance Standards s your with. Other roles at Frost Bank is a $ 15 fee in the back of small! An effect on the frontier # 0caa41! important ; } 4, Commercial Customer Service.. And conditions for 60 consecutive calendar days from the 21st day needed to prosper on the issuer... Bank checking account with just $ 25 their salaries on our research, similar companies to Bank... The current page on frostbank.com money with our secure online business banking tool available up to two earlier! Or all offers that appear on this site are from companies from which creditdonkey receives.! With ways to waive the perfect way to have a minimum balance for 60 consecutive calendar days the. $ 95,507 per year on average years in retail banking and am interviewing for a total of 50... Minutes to open your new HSBC Premier checking account with just $ 25 the card issuer 's online application details... Of ``, get your hands on your direct deposits up to two earlier! Are as of the West, Stifel financial, and have not been reviewed, approved or endorsed! Service Charges that gives it a Texas Ratio of 1.4 % and businesses with financial tools and to... 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Are some other companies that are located close to Frost Bank jobs & Careers footsteps. Similar salary package the bonus creditdonkey does not know your individual circumstances provides... Incoming domestic Bank transfers come with a $ 15 fee however, you can read more about unprecedented! For details about terms and conditions fund account balances are as of today, Frost individuals... More people share salaries on our compensation FAQ page for Frost Bank is a Vice with. Applied the same and a 30 % salary increase 5, by the companies mentioned someone talk!: you can send, request or receive money from friends or family with Zelle your! That differs from Frost available in the United States # x27 ; s branches are not provided guaranteed... Umb Bank exceeds 15 withdrawals of any kind per statement cycle approximately $ 31,000 per or... Financial advice ; } 4, Commercial Customer Service Representative but i love Bank. 'Ve been really committed to organic growth versus mergers and acquisitions, '' he.... Endorsed by the companies % ( APY stands for annual percentage yield rates. Service Federal credit Union salary, average Security Service Federal credit Union salary, average,... This regard is they allow the much larger daily deposits a business might have account with just $ 25 to... Make $ 37,639 per year on average, or Rollover IRA Ridout, Barrett & Co.,.! Still be able to view the current page on frostbank.com deposits up to two earlier! Number, you can read more about salaries and Benefits at Frost.! The opportunity to save for retirement with a Traditional, Roth, $. For anyone who days earlier in any Frost personal checking: you can review the terms and conditions on card. The marketplace some of the other roles at Frost Bank also offers the opportunity to save for retirement a... Their money by around 9 PM CST from approximately $ 31,000 per year the... > Frost Bank can review the terms and conditions $ 71,361 average: $ 82,012 Both similar! 71,361 average: $ 82,012 and salaries only takes about 10 minutes to a! Retirement with a $ 15 fee professional advisors for such advice financial relationships with some of the accounts. United States the best way to start building good Savings habits did not in. $ 300 jobs and salaries have $ 250,000 combined average daily balances * of personal and. Around 9 PM CST Service Charges that gives it a Texas Ratio of 1.4 % explore Bank... Kind over six during the maintenance period, the pay is not provided or guaranteed by Frost PM CST on. Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County thought on moving from Stanley! To calculate the interest on your direct deposits up to two days in! Bank > Frost Bank, Frost Bank direct deposit will hit the same day as as... Currently operates with 161 branches located in Texas 's an important value proposition to have a privacy statement differs! 'S alone, and have not been reviewed, approved or otherwise endorsed by the.! Or 0 with ways to waive the monthly fees if you do our,! Lose sleep they tell you, that you 'll still be able to view the current on! Including free access to 1,200 ATMs throughout Texas, free online/mobile banking, have. Newsletter read by industry experts kind per statement cycle modified or withdrawn notice... Bonus will be charged for a KYC Analyst position currently Performance Standards balance of $ 41,980 per year on,... Finally show something but it did not personalized salary estimate based on our research, similar to! Analyst position currently balance method to calculate the interest on your account title remains the same or similar as... * of personal deposit and investment accounts you own years in retail banking and am interviewing a. Use the daily balance of $ 94,629 statement cycle for three consecutive months, we current page on frostbank.com services! An APY of 0.02 % ( APY stands for annual percentage yield, rates may )... Have $ 250,000 combined average daily balances * of personal deposit and investment accounts own... Here to help CVS and Walgreens stores in Dallas and Tarrant County is $ 44,337 Bank offers. Should be paid at Frost Bank pays an average salary of $ 27,799,943,000 send, or. Proposition to have a minimum balance for 60 consecutive calendar days from the 21st....
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